41 lines
1.8 KiB
JSON
41 lines
1.8 KiB
JSON
{
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"$schema": "https://json-schema.org/draft/2020-12/schema",
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"$id": "schema:FinancialProduct",
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"title": "FinancialProduct",
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"description": "A product provided to consumers and businesses by financial institutions such as banks, insurance companies, brokerage firms, consumer finance companies, and investment companies which comprise the financial services industry.",
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"type": "object",
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"allOf": [
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{
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"description": "A service provided by an organization, e.g. delivery service, print services, etc.",
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"$ref": "schema:Service"
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}
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],
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"properties": {
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"annualPercentageRate": {
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"description": "The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.",
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"anyOf": [{ "type": "number" }, { "$ref": "schema:QuantitativeValue" }]
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},
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"feesAndCommissionsSpecification": {
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"description": "Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.",
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"oneOf": [
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{
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"anyOf": [{ "type": "string", "format": "uri" }, { "type": "string" }]
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},
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{
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"type": "array",
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"items": {
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"anyOf": [
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{ "type": "string", "format": "uri" },
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{ "type": "string" }
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]
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}
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}
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]
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},
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"interestRate": {
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"description": "The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.",
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"anyOf": [{ "type": "number" }, { "$ref": "schema:QuantitativeValue" }]
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}
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}
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}
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